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Health Insurance

Curtis Life & Wealth — Health Insurance

Health Coverage That Puts You First

Whether you're shopping for individual coverage, navigating Medicare, or trying to understand your options, we meet you where you are — and we never charge for the conversation.

How We Can Help

Three ways we can help you get covered

ACA / Individual & Family

ACA / Individual & Family

Shop and compare individual and family health plans on the ACA marketplace. We help you understand metal tiers, subsidy eligibility, network differences, and open enrollment windows — so you can choose coverage that actually fits your budget and your life.

Medicare Guidance

Medicare Guidance

Medicare decisions are complex and the stakes are high. We take a consult-first approach — sitting down with you to understand your situation before discussing any plan options. Coverage recommendations depend on your location, eligibility status, and enrollment period.

Medicare plan availability and coverage details vary by county and enrollment period. We'll confirm what applies to you during your consultation.

Carrier Education

Carrier Education

Not all health insurance carriers are the same — networks, formularies, care management tools, and customer service philosophies differ significantly. Our carrier overview section is designed to help you understand the landscape before you commit to a plan, so you can compare with confidence.

Our Carrier Partners

Health Insurance Carriers We Work With

We represent multiple carriers so we can shop on your behalf — not push a single company's plans.

Oscar Health

Digital-first plans with a focus on simple, transparent care navigation.

Ambetter

Value-oriented ACA marketplace coverage built for individuals and families.

Blue Cross Blue Shield of Texas

One of Texas's largest networks with decades of local market presence.

UnitedHealthcare

National carrier scale paired with digital tools and broad provider access.

Cigna

Whole-person coverage with an integrated behavioral health and wellness focus.

Wellcare

Accessible plans focused on coverage essentials for cost-conscious enrollees.

Curtis Life & Wealth is a licensed insurance agency. We are not affiliated with, endorsed by, or acting as an agent of any federal or state government program, including Medicare, Medicaid, or the ACA Marketplace. Plan availability, premiums, and eligibility vary by state, county, and individual circumstances. This page is for informational purposes only and does not constitute an offer or application for insurance coverage.

Not sure where to start?

A licensed advisor can help you sort through your options in plain English — no pressure, no obligation. Start online or give us a call.